We helped to bring our office space back to life at 1224 Race Street in Over-the-Rhine.

We helped to bring our new office space back to life in Over-the-Rhine.

About Cincinnati Development Fund

Cincinnati Development Fund (CDF) is a 501(c)(3) nonprofit lending institution that fills a gap not covered by traditional lenders. We provide funding for real estate development in under-served markets in the Greater Cincinnati area. We also offer facilities and equipment funding for nonprofit organizations in our region.

CDF’s mission is to provide innovative real estate financing for projects that strengthen low-income neighborhoods and improve lives.

CDF’s vision is to be at the forefront of redevelopment plans in Greater Cincinnati, helping low-income communities preserve their historic buildings and create vibrant, inclusive neighborhoods.

The values that guide our work are:

  • Integrity: We are honest with ourselves and others. We tell the truth. We keep our word.
  • Innovation: We tackle complex financing with a “can do” attitude. We are nimble, creative and responsive to the needs of our borrowers and the communities we serve.
  • Inclusion: We collaborate with co-workers, borrowers, partners and community leaders. We respectfully listen, learn and respond to the input of all stakeholders.
  • Impact: We embrace the visions of the neighborhoods we serve, helping them to build inclusive communities with vibrant business districts and quality housing for all.

A certified Community Development Financial Institution (CDFI) and Community Development Entity (CDE), CDF is an equal opportunity provider.


CDF History

Cincinnati Development Fund was created by Cincinnati-area financial institutions in 1988 as a mechanism to share risk and cost-effectively invest in community development lending. Throughout its history, CDF has worked with financial institutions, community and government leaders and borrowers to support neighborhood revitalization. With high-quality management, sound loan servicing and asset management capacity, CDF has earned investor confidence and sustained high-impact lending that is responsive to community needs. See our key historic milestones here.

Meet our staff here.

Click here to meet our board of trustees.


Our Projects and Their Impact

Residential Development

Commercial Development

Mixed-Use Development

Nonprofit Facilities and Equipment

Creative Place Making

Healthy Food Facilities


It all adds up. Read more.



Connect with us.


Cincinnati Development Fund

1224 Race Street
Cincinnati, Ohio 45202
(513) 721-7211